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Financing Information

No Interest If Paid In Full Within Promotional Period

  • Length of promotional period varies per customer
  • Interest at the rate of 29.99% will be charged to your account if the purchase is not paid in full within the promotional period.
  • To avoid late fees, you must make your Total Minimum Monthly Payments by the due date each month. These Minimum Monthly Payments may or may not pay off the promotional purchase before the end of the promotional period.
  • To make sure that you are not charged the interest accrued at 29.99% you must pay the total promotional purchase amount within the promotional period.

Interest Free And Equal Monthly Payments Required Until Paid In Full (No Interest)

  • An equal monthly payment amount will be required based on repayment over the term (number of months) of the promotional period.

To Apply For A Synchrony Bank Credit Card

  • Please apply in-store or click here to apply online
  • Bring 2 forms of ID that can be verified. If using a joint applicant, the joint applicant must be present and also provide 2 forms of ID.
  • Applicant must reside in the United States and be 18 years of age or older to apply.